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  +356 21 376 686


+356 21 376 686
Company Formation Malta



Credit System in Malta

Updated on Monday 11th December 2017

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Credit-System-in-Malta.jpgThe banking system in Malta comprises the Central Bank, and the banks (local or with foreign capital) which are overseen by the Maltese Financial Services Authority (MFSA), an important regulatory entity in the country. The non-bank financial institutions are also accepted in Malta, considering that these entities must respect the monetary policies imposed by the Central Bank. The Banking Law in Malta was set in 1994 and contains provisions which regard among many others how banks can offer credits for both natural persons and companies established in the country. When registering a company in Malta, a local or a foreign business person can talk to one of our agents in company incorporation in Malta, in order to receive complete support and assistance.

How banks in Malta offer credits for companies

The most popular financial institutions which can offer loans to companies or individuals are the banks. Respecting the rules and regulations imposed by the Central Bank in Malta, these entities can grant credits for businesses in need of investments, or for any other purpose. The main activity of banks in Malta is to receive money deposits from clients which can be both enterprises or natural persons. Additionally, the banks in Malta can also offer credits and a wide range of services in this matter, such as:
•    payment methods;
•    currency exchange;
•    access to online payment platforms;
•    stock services;
•    investment services;
•    funds administration.
The banking sector in Malta is reliable and respected not only in Europe but also appreciated worldwide. There are numerous companies in need of loans for future investments, and in Malta, the credit system is favorable for both local and foreign investors. Comprehensive information on this matter and in company registration in Malta can be obtained from our local specialists in company formation.

Information about the banks in Malta

The regulatory entity for banks or financial institutions is the Maltese Financial Services Authority (MFSA) which respects the legislation accepted by European Union countries. An important financial center like Malta is chosen by many businessmen interested in potential investments in varied domains of interests in the country or abroad. Banks in Malta are open to investments through financial credits for natural persons, small or large companies in need of expansion and future activities.
If you want to register a company in Malta, we suggest you get in touch with our team of company incorporation representatives in Malta for assistance and information.


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